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How to pay for home care

There are many ways that home care may be funded. We are here to clear up some common questions.

First steps to home care funding

The first step is finding out if the person who will be receiving the care is eligible for local authority funding. The current thresholds for eligibility can be found on the finance section of the Housing Care website.

If you are not eligible for local authority funding then you might still be eligible for NHS Continuing Health Care Funding if you have ongoing healthcare needs.

If you are not eligible for either local authority or NHS funding then you may need to pay for care yourself. At that point it’s probably a good idea to speak to a financial advisor to ensure that you are structuring your finances in the best way possible.

client and carer linking arms

 

Paying for home care yourself

Paying for care yourself is very straightforward. We provide you with the assistance that you need and we send an invoice to you every 2 weeks that you can pay by cheque, bank transfer or standing order.

To give you an idea of how much it costs to receive home care we have put together some of the most common reasons that people use our services below, with the likely costs attached.

Taking you out to the shops

The Care Professional will come to your home and make sure you’re ready to go with everything you need. They’ll then drive you to your destination and assist you with anything you may need. Once you’re all finished and ready to go, they’ll take you home, helping you to unpack and ensure you’re settled.

A visit like this will probably take about 2 hours and costs between £56 and £64.

Help with household tasks or companionship

A Care Professional can spend time in your home for companionship, helping you with household tasks. This can give existing carers a break and help you to get some tasks ticked off the to-do list. Our carers can assist you with laundry, changing beds, ironing, taking bins out, cleaning, meal preparation, monitoring food stocks and discarding when out of date. We can assist with most tasks, so if you need something specific just let us know.

A 3 hour call once a week would cost between £80 and £95.

Home care after being in hospital

Spending time in hospital can be a difficult experience, which may lead to you needing care at home. Initially you may require assistance with washing and dressing, getting in and out of bed, administering medication, meal preparation and help with household tasks. The amount of care could reduce gradually week on week as independence is regained.

Initially one hour three times a day – cost between £550 and £650 per week. Reducing to 30 minutes twice a day – cost between £325 and £425 per week.

The actual cost may differ depending on how far care assistants have to travel to your home, or if you require care on a bank/public holiday. There are no additional charges and our carers always stay the full amount of time with you, their time spent travelling is not taken out of your care visit time.

Home care funding next steps

If you would like to discuss your care needs in more detail or find out exactly how much home care would cost you then please contact us. We can provide you with more information based on your own personal circumstances and if you would like us to, a member of our team can come out and see you at home. This service is free of charge and allows you to ask as many questions as you like.