Watch the full Youtube video Series: How To Have A Conversation With Your Parents: How To Pay For Care At Home?
In this video this week we explain the options for paying for care at home, from local authority support to paying home care fees yourself, known as self-funding. Jennie offers top tips on financing domiciliary care.
Are you or your parents concerned about paying for care? Maybe they do not want all their hard earned money going out to pay for care. The first question to ask is are you entitled to support from the local authority. You can find this out by booking a free needs assessment with the local Adult Social Care team. Everyone is entitled to this free needs assessment – so just call your local Adult Social Services to set up a meeting.
As part of this process you can find out if you are entitled to have support from the local authority with paying for your care. If you are entitled to funding then our advice would be to ask to receive the money through direct payments as this gives your more flexibility to choose your own care provider and top up the price of care if you want to.
If you are not entitled for local authority funding through Adult Social Services then the next place to look is the private market and pay for the care directly. If possible it would be good to speak to a financial adviser at this stage to gain advice and help manage the projected costs of care. Typically private care is more expensive than through the council.
Finally – something that everyone is entitled to apply for and that is NOT financially means tested is Attendance Allowance. This is a not financially means tested benefit for people who are 65+.
It could be £50+ or £80+ per week of funding which could pay for a small amount of support to introduce someone into care.
Cervello Financial Planning
07792 790 058
Get in touch with your local Radfield Home Care office today and find out more about the support we offer and the difference we can make.